This is an online service for UK & Northern Ireland residents.
Although licensed to do so, Empire Finance does not provide finance solutions. We work with specialist brokers and
packager partners to help businesses obtain a wider choice of products
and rates suitable for a wide range of financial circumstances. We use a
number of broker and packager partners, and these kept are under
constant review and may change from time to time. We pass on enquiries
to these partners. We cannot offer financial advice. We are not
responsible or liable for any financial service, loan or mortgage
product obtained through a third party. An enquiry from this website
does not constitute an offer to provide a loan or mortgage.
DATA PROTECTION ACT 1998
I/we confirm that I/we have the consent of any third party whose details I/we may disclose to "You" to disclose such details and to authorise You and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our application and administering and enforcing any subsequent finance solution which may be granted to me/us.
I/we agree that You and any lender resulting from this application (the "Lender") shall be entitled to use and process, by any medium, the information given by me/us in this application form and any other information about me/us which may be acquired during the lifetime of any loan ("the Data") for the following purposes:-
i. to provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any loan granted to me/us by the Lender, who will keep a record of such search, to confirm the Data, and for the purposes of credit assessment or account administration. I/we understand that You and /or the Lender will record false or inaccurate information if this is given by me/us and fraud is suspected.
ii. To disclose the Data to credit reference agencies when requested by them for consideration of any future applications for finance made by me or members of my household/family, or for fraud prevention and/or tracing debtors (the agencies may also disclose the Data to other lenders for these purposes)
iii. to disclose the Data to any other company within the Lender's group of companies and/or to any third parties (for example, debt counsellors and insurers) at any time for the purposes of assessing my/our application and administering and enforcing any subsequent loan whether during the course of my/our application or during the lifetime of any loan granted pursuant to such application;
iv. to disclose the Data to any third party who replaces or who may
replace my/our Lender.
PREVENTION OF MONEY LAUNDERING
The Lender and other organisations may use and search the records of
credit reference or fraud prevention agencies to check your identity to
prevent money laundering, unless you have furnished other satisfactory
proof of identity. back to top RIGHT OF SUBJECT ACCESS Information held
by us will be processed only for purposes for which we have registered
under the Data Protection Act. Upon you making a request in writing we
will provide you with a copy of the information which we hold concerning
you on payment of a fee.
PERSONAL DETAILS AND DATA PRIVACY
If you proceed with you application the personal details which you
submit to us (Personal Data) are held by for our own use. It is your
responsibility to ensure that your Personal Data is accurate and up to
date and to inform us of any changes that need to be made. We or other
organisation may use the Personal Data for the purposes of contacting
you by post, telephone or electronic means regarding your application or
for a use that has been notified to the Office of Information.
PRIVACY STATEMENT We use "cookies" to enable you to personalise your
visits to this website and simplify procedures, to keep track of your
preferences and to track the usage of this website. Cookies are small
pieces of information that are stored in the hard drive of your computer
by your browser. We will use the cookies to provide us with information
about your habits and preferences. You may turn off the cookies'
function via the menu bar of your browser, but please note that this may
reduce the functionality of this website. You have a right to access the
information that we hold about you. To obtain a copy of this
information, you should e-mail us using this link
. We may charge
a reasonable fee for this service. Whilst it is not our intention to do
so, we reserve the right to change its policies and terms at any time.
Any such changes will be posted on this page.
WEBSITE USER AGREEMENT & TERMS OF USE
Website User Agreement and Terms of Use Use of
this website ("the site") constitutes acceptance of this Website User
Agreement ("the agreement") and Terms of Use ("terms"). The user of the
site ("you") represent that you have read and understood these terms and
agree to be bound by them. If you do not agree to all the terms and
conditions on this page, please do not use this website. Use of any
internal or external links on this website constitutes acceptance of the
terms on this page. If you do not agree with these terms, please exit
this site by closing the browser window. In order to use this site you
must agree to be legally bound and to abide by the terms and to
indemnify and hold the operators of this website harmless from all
alleged or actual damages, claims and expenses relating to any warrant,
guarantee or representations made by the individual service providers
featured within this website or linked websites. This also includes,
without limitation, attorney's fees. The use of this site for any reason
is deemed to be an agreement of this condition.
DISCLAIMERS
Bearing in mind that this is a free "public access" site, it is a
condition of use of the site and the materials in it that use is at the
user's own risk. We give no representation or warranty as to the
accuracy of the content of the site and assume no responsibility for
errors or omissions in it or the effect it has upon your computer. We
disclaim all liability in respect of such information and its provision,
however under FSA regulation we have to make the details clear, fair and
not misleading. Neither we nor any of the site's administrators, editors
or contributors shall be liable for any loss or damages suffered as a
result of any use of the site, including but not limited to direct loss,
consequential loss and loss of profits. We do not assume, and therefore
disclaim, any liability for any loss or damage caused by errors or
omissions. This site is provided on an "as is" and "as available" basis.
We shall not be liable for any direct, indirect, incidental, special, or
consequential damages. This includes, without limitation and even if we
are advised of the possibility thereof, any damages for loss of goodwill
or any and all other commercial damages or losses including loss of
profit, that result from the use of, or inability to use our Independent
Financial Advisers. The user agrees not to rely on any information
obtained from our website and indemnifies us from mistakes, omissions,
errors, interruptions, delays of service or performance, defects,
harmful components, viruses and bugs, howsoever caused. It is the user's
duty to execute anti-contamination or virus software and ensure that any
information, if contaminated or infected, will not damage the user's
information or system. The entire risk as to the use of this website is
with the user. This website or its agents are not responsible or liable
for telephone, network, ISP, electronic, computer or other communication
problems or failures of any kind. Personal information sent to us is at
the senders own risk. This independently owned website acts solely as an
advertising and marketing vehicle for third party financial services
and, as such, the owners, webmasters and marketing professionals of this
website are unable to offer financial advice. The information provided
does not form the basis of any contract. Any contract formed as a result
of a contact made through this website is between the consumer and the
loan providers. Financial decisions should not be based solely on the
information contained within this website.
INDEMNITY
In order to use this site you must agree to be legally bound and to abide
by the terms and to indemnify and hold this website harmless from all
alleged or actual damages, claims and expenses relating to any warrant,
guarantee or representations made by the individual merchants or linked
sites. This also includes, without limitation, attorney's fees. The use
of this site for any reason is deemed to be an agreement of this
condition.
AVAILABILITY OF SERVICE
We do not warrant or guarantee that this website will be uninterrupted or error-free.
LINKS AND SITE CONTENT
We do not make any warrant or guarantee,
either expressed or implied as to the accuracy, validity, completeness,
suitability, reliability, or currency of any information content within
its site or sites to which it is linked to. Links to other websites are
provided solely as a resource guide and do not represent an endorsement
or guarantee, either expressed or implied. This website does not assume
any liability for any of the products, services, or data of any other
sites. This website is a facilitator of links to the content of other
sites and as such has no editorial control over the content of such
linked sites in the same manner that a public library has no control
over the content of the books that it distributes. It is the
responsibility of the user to evaluate the information, opinion, advice,
or other content contained within the site. We cannot be held
responsible or liable for any loss or damage due to reliance on
information obtained through this website.
INFORMATION INDEMNITY
The user agrees not to rely on any information obtained from
this website and indemnifies us from mistakes, omissions, errors,
interruptions, delays of service or performance, defects, harmful
components, viruses and bugs, howsoever caused.
SEVERANCE
If a term, covenant, provision, or condition of this agreement becomes, or shall be held by any court of competent jurisdiction to be against public policy or illegal, all remaining provisions of this agreement shall remain in full force and effect and unaffected, impaired or invalidated by this decision. The invalidated item shall be modified by the parties to the full extent possible to carry out all the intentions and directives stated in this agreement.
GOVERNING LAW
Any
such contract will be interpreted, construed and enforced in all
respects in accordance with the laws of England, and you and ourselves
irrevocably submit to the non-exclusive jurisdiction of the English
Courts. This agreement is governed by English law and all disputes will
be handled solely in the United Kingdom. English Courts will have
jurisdiction in respect of it. You consent to such venue and
jurisdiction. This website is controlled and operated from offices in
the United Kingdom and makes no representations or warranties that its
content or use is legal in other locations.
HEADINGS
Headings are for reading convenience only and are not to be used in the
interpretation of this agreement.
VARIATION
Whilst it is not our intention to do so, the operators of this Website reserves the right to change its policies and terms at any time. Any such changes will be posted on this page. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions. This website is not associated with other companies who own similar sounding names. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on this website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.
