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Welcome to Empire Debt Solutions

Our debt solutions are targeted at customers who can no longer borrow money to solve their debt problems.

Debt consolidation loans are normally you first line of defence before considering a more radical debt solution. Please visit our Personal Finance solutions.  where you can find our various debt consolidation loans and remortgage solutions. If you have exhausted this route you may then be a candidate for one of our debt solution products below.

Remember the debt solutions below are not "loans" they are plans designed to deal with your current unsecured debt. The first thing to do is to look objectively at your finances. If you imagine a line which represents ‘reasonable spending’, along this line there is always a degree of drift one way or another. People will prioritize their expenditure differently, what is essential to one person may be something another person does not give a second thought about. As long as over-all, your spending is not excessive, you feel your finances are reasonable and sustainable, but you do not have enough income to pay all of your bills over the course of a month, then we may be able to help you.

Debt symptoms

Many people experience changes to their finances and simply deal with the change; reducing their outgoings, going without, cutting back. There comes a point when you have to make a decision. Should I have to live like this? Is my quality of life below what I should reasonably expect? In a great deal of cases it is.

Do any of these situations sound familiar?

  • A recent change in circumstances
  • Reduction in overtime
  • The start of maternity leave or maternity pay
  • Change in job
  • Separation
  • Bereavement
  • A growing family
  • Money is scarce just before payday
  • Less coming in than going out
  • Arguments at home
  • Too many bills to pay
  • Too many dates to pay your bills on
  • Creditors contacting you for payments
  • Red letters
  • Debt Collectors visiting you
  • You can’t afford to pay everyone
  • Final payment notices

From time to time everyone experiences an unexpected event or something happens that changes their plans from that point. If you have savings to be able to deal with a one-off incident e.g. engine needing to be replaced in your car or accidental damage at home that you were not insured for, great. However this is not always the case and one comparatively small event can dramatically change your way of life. If you can identify with any of the above, we should be able to help.

To get a more information  from our specialist Debt Solution partners please complete one of our simple online "Debt Solutions Enquiry" or "Debt Solution Callback Request" forms which asks for some very basic information to help them assess your needs.

Alternatively please either use the "Contact us" link below to send us a quick email or look at our Debt Links page which may have alternative "Finance Solution" providers.

Empire Finance Debt Solutions

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 Empire Finance Debt Solutions

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